When an Uber or Lyft is involved in a multi-car accident, multiple insurance policies may apply. Determining who pays requires investigation and experience. KP Law Group handles these complex cases every day.
Why Multi-Vehicle Rideshare Accidents Are Complicated
When more than two vehicles are involved, insurance companies often point fingers.
Questions quickly arise:
- Who caused the crash?
- Was the rideshare driver on the app?
- Which insurance policy applies?
Without guidance, victims can get stuck in the middle.
How Insurance Coverage Is Determined
Coverage depends on the rideshare driver’s status at the time of the crash.
If the driver was:
- Logged out, personal insurance applies
- Logged in and waiting, limited coverage may apply
- Transporting a passenger, up to $1 million in coverage may apply
KP Law Group confirms app status and preserves digital records immediately.
Who May Be Responsible in These Cases
Liability may fall on:
- The rideshare driver
- Another negligent driver
- Multiple drivers
- Commercial vehicle operators
We pursue every available insurance policy to maximize recovery.
What To Do After a Multi-Vehicle Rideshare Accident
- Call 911 and request a police report
- Take screenshots of your ride details
- Photograph all vehicles involved
- Seek medical care immediately
- Call KP Law Group before speaking to insurers
Multiple insurers often reach out quickly. Do not speak without legal support.
FAQ
Q: Can more than one insurance policy pay my claim?
A: Yes. We often pursue layered coverage.
Q: What if fault is disputed?
A: Evidence, not opinions, determines liability.
Q: Do passengers share fault?
A: Rarely. Passengers are usually not responsible.
Call to Action
When multiple insurers are involved, experience matters.
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