Why Insurance Companies Don’t Want You to Hire a Lawyer (and How KP Law Levels the Playing Field)

insurance-companies

Insurance companies protect profits, not people. The moment you hire a lawyer, their game changes. KP Law builds leverage, demands accountability, and fights for every dollar you deserve.

The Friendly Voice That Isn’t on Your Side

After an accident, an adjuster will likely call you within 24 hours. They sound helpful. They’ll say things like, “We just need your side of the story,” or “We can cut you a check this week.”

Here’s the truth:
They’re trained to make you feel comfortable while they gather statements that can reduce or destroy your claim.

Insurance companies pay bonuses to adjusters who close cases for less.

Why Insurance Companies Don’t Want You to Hire a Lawyer

Hiring a lawyer changes the entire game.
Once we’re involved:

  • They can’t contact you directly.

  • Every communication is recorded or documented.

  • We handle all negotiations using evidence, not emotion.

Insurers know that experienced law firms like KP Law understand how to calculate true case value, including:

  1. Medical costs

  2. Future care

  3. Pain and Suffering

  4. Emotional distress

When you have no lawyer, they rely on confusion and pressure.
When you have KP Law, they rely on fairness and facts.

Common Insurance Company Tricks (and How We Beat Them)

1. Lowball Offers Early On

They know you’re stressed about bills and time off work.
We slow things down, document all damages and anchor negotiations at real value.

2. Delays and Excuses

Insurers often “lose” paperwork or drag out responses to wear you down.
We respond with timelines, legal demands, and, if needed, lawsuits that get results.

3. Blame Shifting

They might suggest you were partly at fault or that your injuries were pre-existing.
We counter with medical records, crash data, and professional reconstruction reports.

4. Recorded Statements

Everything you say can be twisted against you.
Once you hire us, we handle all communication so you never fall into their traps.

Why Legal Representation Pays for Itself

According to studies, people who hire personal injury lawyers receive significantly higher settlements than those who go at it alone.

It’s not luck. It’s leverage.

We gather evidence fast, bring in experts when needed, and show insurers that KP Law is always prepared to take cases to court.

That pressure often leads to faster, larger settlements without trial.

FAQ

Q: Can I still call the insurance company for updates?
A: Once you hire us, no. We do it for you. That protects your rights and your claim.

Q: Won’t hiring a lawyer slow things down?
A: Not with us. Organized cases move faster because insurers know delay tactics won’t work.

Q: Can I hire KP Law after I’ve already started talking to insurance?
A: Yes. In fact, the sooner we step in, the easier it is to fix early mistakes.

Before you say another word to an insurance adjuster, call the team that knows their playbook.


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