Uber and Lyft accidents involve layered insurance policies and legal gray areas. Responsibility depends on whether the driver was logged into the app. KP Law navigates the insurance maze so you don’t get underpaid.
Why Rideshare Accidents Are Different
Rideshare crashes sit between personal and commercial insurance.
Uber and Lyft structure coverage to protect themselves, not you.
What matters most is the driver’s app status at the time of the crash.
How Rideshare Insurance Coverage Works
Driver Not Logged Into the App:
- Only the driver’s personal insurance applies.
Driver Logged In, No Passenger Yet:
- Uber or Lyft provides limited coverage.
Driver Actively Transporting a Passenger
- Uber and Lyft provide up to $1 million in liability coverage.
This is where many claims get complicated and where KP Law steps in.
Common Rideshare Accident Scenarios
- Passenger injured during a ride
- Uber driver hit by another vehicle
- Pedestrian struck by a rideshare driver
- Uninsured driver hits an Uber or Lyft
Each situation triggers different insurance rules.
What To Do After an Uber or Lyft Accident
- Call police and request a report
- Take screenshots of your ride details
- Document injuries and the scene
- Seek immediate medical care
- Call KP Law before reporting to Uber or Lyft
We handle all communications and protect your rights.
Compensation Available in Rideshare Claims
- Medical expenses
- Lost wages
- Pain and suffering
- Emotional distress
- Long-term care needs
Passengers almost never carry fault, making these claims especially strong when handled properly.
FAQ
Q: Do I sue Uber or Lyft directly?
A: Usually no. Claims are handled through insurance.
Q: What if both drivers are blaming each other?
A: We pursue all responsible parties simultaneously.
Q: Can Uber or Lyft deny my claim?
A: They may try. We don’t let them.
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Rideshare companies protect their brand. We protect you.
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