Uber and Lyft passengers are rarely at fault. In many cases, up to $1 million in insurance coverage may apply. The key is identifying the correct policy quickly.
Passengers Are in a Strong Legal Position
If you were injured while riding in an Uber or Lyft, liability usually focuses on coverage, not blame.
Passengers are almost never responsible for causing a crash.
How Rideshare Insurance Works
Coverage depends on the driver’s app status.
If the driver was:
- Logged out, personal insurance applies
- Logged in and waiting, limited coverage may apply
- Transporting a passenger, up to $1 million in coverage may apply
Determining status early is critical.
Common Passenger Injuries
- Neck and back injuries
- Concussions
- Seat belt injuries
- Broken bones
- Emotional trauma
Many injuries worsen days after the crash.
What Injured Passengers Should Do
- Call 911
- Screenshot ride details
- Photograph injuries and vehicles
- Seek medical care
- Call KP Law Group
FAQ
Q: Do I sue Uber or Lyft directly?
A: Usually no. Claims are handled through insurance.
Q: What if another driver caused the crash?
A: We pursue all responsible parties.
Call to Action
You focus on healing. We’ll handle the rest.
404-551-4727 | Free Fierce and Fearless Case Review